Choose a No-Fee ATM

---

Choosing a no-fee ATM can save you money on withdrawal fees. Here's a detailed guide to help you find one:

1. Credit Union ATMs

---

Description: Many credit unions offer a network of no-fee ATMs for their members.

How to Find: Check your credit union's website or mobile app for ATM locations. Often, they belong to larger networks like CO-OP or Allpoint.

2. Bank Affiliated ATMs

---

Description: If you bank with a major institution, use their ATMs to avoid fees.

How to Find: Visit your bank's website or app for a map of their ATM locations. Some banks also have partnerships with other banks that allow for fee-free withdrawals.

3. Retail and Supermarket ATMs

---

Description: Some retail chains (like CVS, Walmart, or Kroger) have ATMs that do not charge fees for withdrawals.

How to Find: Look for signage indicating no-fee ATMs or check their websites for details. Make sure to use your debit card from a participating bank.

4. ATM Networks

---

Description: Join an ATM network that offers no-fee withdrawals. Examples:

Allpoint: A network with thousands of ATMs across the U.S. where you can withdraw cash for free if your bank participates.

MoneyPass: Another large network offering fee-free ATMs.

How to Find: Use the network's website or app to locate nearby ATMs. Check if your bank is a partner to avoid fees.

5. Local Community Banks

---

Description: Some local banks have partnerships with networks that allow for no-fee ATM access.

How to Find: Research community banks in your area and inquire about their ATM access policies. They may have fewer ATMs but offer great local service.

6. Check Your Bank's Policies

---

Description: Some banks reimburse ATM fees incurred from out-of-network ATMs.

How to Find: Look at your bank's fee schedule or contact customer service to learn about any reimbursement policies.

Tips for Using No-Fee ATMs:

---

Always Use Your Bank's Card: Make sure you are using a card associated with a bank or credit union that offers no-fee withdrawals.

Confirm Fees Before Withdrawing: Even if an ATM advertises as no-fee, confirm on the screen before completing the transaction.

Plan Withdrawals: Try to withdraw larger amounts less frequently to minimize the number of times you might need an ATM.

By considering these options and tips, you can easily find a no-fee ATM that meets your needs!